Premier Hard Money Lender

Now with rates starting at 10%

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(Investment Properties Only)

West Forest Capital Delivers

Fast

Speed

We prioritize transaction speed. In most cases, we can fund a loan within 5 days

Fast

Transparency

Our funding process is clear and simple.  We never charge hidden costs or fees

Communication

We’re diligent, quick to respond, and available any day of the week

Your Reliable Hard Money Source

We give you an advantage

Today’s real estate market is highly competitive for investors.  To be in the strongest position to compete, expect to pay with cash, and have a nimble timeline.   Because we are a local lender, we are very knowledgeable about the market, and extremely fast to fund – as fast as 1 day.  

We help you maximize value

Whether you are looking to fix and flip, or hold long term as a rental, value should always be maximized.  We fund up to 100% of all rehab costs, but our service doesn’t stop there: we can help you understand market trends, consult on deal metrics, and recommend contractors.

We are flexible

Our deep knowledge of the local market allows for creative solutions. Whether you are looking for the best rate, fewest points, or lowest out of pocket requirements, we will work with your needs.  And because we know the ins and outs of the local counties and towns, we will help you to achieve success with your investment.

What our clients are saying about us

Allan Szlafrok
Allan Szlafrok
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Working with West Forest Capital was the best choice I could have made for my real estate funding needs. I was under a tight deadline on an expiring short sale in Newark, NJ and they got it done. I won't hesitate to use them again. Thanks for the great service and professionalism.
Pattrick Julbe
Pattrick Julbe
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I discovered West Forest Capital Through my realtor when my original lender was not being responsive to my request & concerns. The team at West Forest Capital responded within minutes and got my loan done on schedule. I just funded the first part of my rehab with them. Just wanted to say thanks for being so easy to work with!
Alejandro Guzman
Alejandro Guzman
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The West Forest Capital team was a pleasure to deal with. I spoke directly to the decision makers which greatly cut down the back and forth (they are the fastest lender I know and besides being a real estate investor I’m also a realtor). They were flexible on terms and really seemed to know the market. If you need an hard money loan, use them - they will deliver.
Mike Preshman
Mike Preshman
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I would highly recommend West Forest Capital as a lender. Unlike other lenders they really do what they promise. I was operating under a tight time frame, which they not only met but exceeded while keeping me in the loop on all the status updates. I'm also very pleased with the rate and the LTV I was offered. Will definitely use them next time!
Jocsan Garcia
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West Forest Capital is great if you need a hard money loan or a bridge loan. They are fast and flexible. They have a very simple approval process (not multi-layer) so rehab funds get sent really quickly. I Strongly recommend them. Very easy to work with and straight to the point. No run arounds and get the job done on time. They got me a loan in a week after I wasted 2 months with another hard money lender.
David Cristescu
David Cristescu
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I am not a classic real estate investor, but I do own a business with high capital needs. West Forest Capital is able to provide us funds based on our real estate holdings which is much faster and cheaper than going to another lender. The team is very friendly and knows the business inside out, so we always get the best available terms.
Aaron Sellin
Aaron Sellin
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West Forest was phenomenal from start to finish!! Will never use another loan officer again.
Leo Kishko
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Often having to come up with creative financing for my real estate projects, I'm glad that I know the team at West Forest Capital. They see value where others don't, and are very flexible with collateral. Great resource for hard money loans
Ielman
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Before undertaking a real estate project, I like to consult with West Forest Capital. They are not only my go to lender, but also a great sounding board for advice. They have A LOT of connections in the market (I think at least one of the partners is a developer himself), and are always happy to share knowledge. A rare find in the industry.
Vladimir Isakov
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I had a great experience with them. The service from West Forest Capital was probably one of the best I've come across in the industry and I've worked with dozens of hard money lenders over the decades that I've been in real estate, as well as other ventures. Their communication was excellent and timely. After contacting them you get a likely approval right there on the phone, because they know the right questions to ask to make their best assessment as quickly as possible. They understand that you have a business of your own to run and time is money. I will continue to work with them on two projects I have coming up, after which I will be happily retiring (which I would have done long ago if I wasn't such a workaholic).
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Markets Served

West Forest Capital is a direct private lender offering capital for acquisition and renovation of real estate. We operate in New Jersey, New York, Connecticut, Massachusetts and Florida. 

We Lend On All Property Types and Situations

Deal Description:

A Florida hard money loan was used to purchase this property for $700,000 in a suburb of Orlando.  The required rehab will be $100,000, which will be funded in full and added to the loan.  Our client expects to sell the property in excess of $1,100,000, netting a strong profit of over $300,000 before carrying and closing costs.

Deal Description:

A Massachusetts hard money loan was used to purchase this property from a wholesaler for $385,000 in the Boston area. The loan consisted of $300,000 at closing with an additional $100,000 allocated for rehab.  The property was purchased with two empty units, and needed a new septic system as well as other rehab. 

Deal Description:

A New Jersey hard money fix and flip loan was used to purchase this two-family property for $200,000; the loan included a $40,000 rehab budget.  The ARV on the property is north of $330,000.  It is expected that the turnaround time for the fix and flip will be under 6 months.

Deal Description:

A Connecticut hard money loan was used to purchase this property; at the time of closing, 5 of the 6 units rented and occupied.  Purchase price was $450,000.  After renting the final unit and establishing rental history, the client plans to refinance the property.

Deal Description:

A New Jersey hard money loan was used to purchase this property, which consists of one retail unit (convenience story) and 4 apartments above it, was purchased for $390,000.  After completing light rehab and thereby increasing the appraisal, the property will be refinanced.

Deal Description:

Deal Description: A New Jersey hard money fix and flip loan was used to purchase this property at an auction for $300,000.  After a moderate rehab, our client will place the property on the market for a sale.  It is expected that this property will sell for at least $400,000.

See recent deals

A direct lender you can rely on

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